Job Reference : ZJ00004934

Senior Manager, Personal Loans - Banking

Job Reference : ZJ00004934
  • 7 -10 Years
  • Salary Negotiable
  • Permanent
  • Not Specified
  • Banking
  • Banking & Finance
  • Job Description

    Description

     
    • Responsible for meeting the Personal Installment Loan P&L;
    • Assist in formulating strategy and execute action items to meet the business revenue and profitability plans;
    • Good product and project management skills;
    • Formulate  the value proposition and product development for Personal Installment Loan product within policy and regulatory guidelines;
    • Conduct portfolio analysis and product/pricing test to drive portfolio yield and volume growth;
    • Monitor portfolio credit performance and liaise with Risk and Credit Initiation to review the credit policy and underwriting process;
    • Formulate gating and anti-attrition strategy to minimize early settlement and customer attrition;
    • Identify and partner with different channels (Credit Sales, Telesales, Direct Sales, Branch, Remote and Marketing) to drive cross-sell to existing card/bank customers and acquire new to bank customers for loans;
    • Design and launch customer marketing and sales incentive programs to support the sales channels and to ensure programs fulfillment;
    • Partner with Decision Management to achieve effective portfolio management, performance tracking and leads optimization;
    • Liaise with sales channels and internal partners to review and improve overall efficiency of the sales and operating processes;
    • Project management;
    • Support the launch of digital initiatives (e.g. RCE, loan mobile application) and post launch maintenance;
    • Analytic and reporting;
    • Monitor channel performance/marketing program effectiveness and take appropriate actions to improve the overall result and customer experience;
    • Coordination with different parties for timely report update to Management and Region.

    Qualifications

     
    • University degree holder in a quantitative field (e.g. Finance, Statistics or Business Administration) or related discipline;
    • At least 7 years working experience in retail banking or financial services industry with knowledge of Cards and Unsecured Lending is a must;
    • Strong attention to detail and accuracy;
    • Organized and possess excellent quantitative, analytical and communication skills;
    • Good interpersonal skills and ability to work with all levels is required.

    Requirements

    Qualifications

     
    • University degree holder in a quantitative field (e.g. Finance, Statistics or Business Administration) or related discipline;
    • At least 7 years working experience in retail banking or financial services industry with knowledge of Cards and Unsecured Lending is a must;
    • Strong attention to detail and accuracy;
    • Organized and possess excellent quantitative, analytical and communication skills;
    • Good interpersonal skills and ability to work with all levels is required.