Credit Approval Officer (Unsecured Products) - Banking
3年以內 20k+ 固定工作 九龍區 銀行業 銀行和金融
職位描述
Description
- Perform credit processing and credit underwriting for Unsecured Products (eg. Card, Unsecured Personal Loan)
- Render support on quality check to ensure compliance with the regulatory requirements and credit policy
- Support end-to-end application processing to cope with the business growth
- Monitor turnaround time (TAT) of applications within SLA commitment
- Exercise credit judgment in evaluating applications relating to both personal credit facilities/loan products in compliance with the established policy guidelines as well as operating procedures and capable of striking a balance between risk and reward
- Prepare regular and specific MIS/credit management reports for management review
- Perform various credit control and monitoring functions
- Participate in system project implementation to achieve process automation and simplification and result in efficient operation
- Perform ad hoc duties as assigned
職位要求
Qualifications
- University graduate with 3 years' working experience in consumer credit business, preferably credit underwriting for unsecured lending application
- Good accounting and financial analysis skills
- Strong sense of compliance awareness
- Proven credit analysis experience gained from a financial institution with in depth knowledge and structured credit
- Proficient in Microsoft Excel and excellent skills in financial and credit risk analysis
- Self-initiative and able to work independently and under pressure
- Willing to work overtime
- Possess decision making and problem solving techniques
- Good communication skills. Good command of both spoken and written English and Chinese
- Team player with strong interpersonal skills