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參考編號 : ZJ00004934
Senior Manager, Personal Loans - Banking
職位描述
Description
- Responsible for meeting the Personal Installment Loan P&L;
- Assist in formulating strategy and execute action items to meet the business revenue and profitability plans;
- Good product and project management skills;
- Formulate the value proposition and product development for Personal Installment Loan product within policy and regulatory guidelines;
- Conduct portfolio analysis and product/pricing test to drive portfolio yield and volume growth;
- Monitor portfolio credit performance and liaise with Risk and Credit Initiation to review the credit policy and underwriting process;
- Formulate gating and anti-attrition strategy to minimize early settlement and customer attrition;
- Identify and partner with different channels (Credit Sales, Telesales, Direct Sales, Branch, Remote and Marketing) to drive cross-sell to existing card/bank customers and acquire new to bank customers for loans;
- Design and launch customer marketing and sales incentive programs to support the sales channels and to ensure programs fulfillment;
- Partner with Decision Management to achieve effective portfolio management, performance tracking and leads optimization;
- Liaise with sales channels and internal partners to review and improve overall efficiency of the sales and operating processes;
- Project management;
- Support the launch of digital initiatives (e.g. RCE, loan mobile application) and post launch maintenance;
- Analytic and reporting;
- Monitor channel performance/marketing program effectiveness and take appropriate actions to improve the overall result and customer experience;
- Coordination with different parties for timely report update to Management and Region.
Qualifications
- University degree holder in a quantitative field (e.g. Finance, Statistics or Business Administration) or related discipline;
- At least 7 years working experience in retail banking or financial services industry with knowledge of Cards and Unsecured Lending is a must;
- Strong attention to detail and accuracy;
- Organized and possess excellent quantitative, analytical and communication skills;
- Good interpersonal skills and ability to work with all levels is required.
職位要求
Qualifications
- University degree holder in a quantitative field (e.g. Finance, Statistics or Business Administration) or related discipline;
- At least 7 years working experience in retail banking or financial services industry with knowledge of Cards and Unsecured Lending is a must;
- Strong attention to detail and accuracy;
- Organized and possess excellent quantitative, analytical and communication skills;
- Good interpersonal skills and ability to work with all levels is required.
