Head of Portfolio Management, Credit Card & Personal Loans
超過10年 薪資面議 固定工作 / 全職 未標明 銀行業 銀行和金融 五天工作周 / 醫療保險 / 花紅
職位描述
Description
- Drive the growth momentum in cards portfolio and gain market share;
- Drive interest bearing balances through dedicated acquisition, retention and win back of installment and revolving balances;
- Formulate and drive going-forward digitalization strategy;
- Deploy optimal Credit Line Management Strategy to maximize Risk/Return of the portfolio to existing customers;
- Lead Fee Realization Strategy;
- Lead discussion with Risk and Credit Operations identify opportunities to drive incremental ANR and revenues through credit/risk actions;
- Partner with sales leaders to meet volume and product yield targets;
- Make adjustments to product programs, pricing etc, where needed;
- Lead generation and campaign management;
- Work cross functionally to ensure execution of portfolio actions- Functions include, O&T, Finance, DM, Risk, Compliance and Credit Operations;
- Ensure full compliance to local and global regulations;
- Coach, train and motivate a team of portfolio managers.
Qualifications
- University graduate with at least 10+ years of experience;
- Strong understanding of credit philosophy in Cards/Personal Loans;
- Attention to details and strong mind for processes and process re-engineering;
- Solid understanding of digital payment eco-system;
- Strong communication and interpersonal skills;
- Strong Marketing and analytical skills;
- Strong organisation and program execution skills;
- Ability to multitask and work effectively with internal and external stakeholders;
- Results-orientated.
職位要求
Qualifications
- University graduate with at least 10+ years of experience;
- Strong understanding of credit philosophy in Cards/Personal Loans;
- Attention to details and strong mind for processes and process re-engineering;
- Solid understanding of digital payment eco-system;
- Strong communication and interpersonal skills;
- Strong Marketing and analytical skills;
- Strong organisation and program execution skills;
- Ability to multitask and work effectively with internal and external stakeholders;
- Results-orientated.