• Prioritize and timely processes incoming credit requests, checking completion of package received from RM and ensure timely completion of CAs, including any interims
• Maintain an in depth knowledge of credit and policies and practices and applicable local and US regulations to assist the Business in achieving compliance and satisfactory internal and external audit results
• Continue to generate ideas for improving lending process efficiency
• Conducting research on prevailing industry and market conditions that are key inputs into the business development activities
• Working closely with Relationship Managers to review credit applications for corporate customers. This includes performing credit and financial analysis and provide recommendations
• Handle credit enhancement projects and formulate related guidelines and procedures
• Learning about a broad range of industries and developing a deep level of expertise on credit, policies and practices
• Proactively participating in training and mentorship programs to expand their skill set and network to position themselves for long-term success within the commercial clients
• Cultivating their own position as a future leader within the business community, getting involved in local organizations to start building a strong network

Typically, someone in this role has the following experience/background:

• Degree holder with at least 5 solid years of experience in a credit analyst role in commercial bank lending, remedial management or relationship management
• The ability to thrive in an entrepreneurial organizational structure and add value by bringing an optimistic, proactive approach to the work they do
• The ability to go beyond immediate business silos to build their network
• Confidence and drive to own developing high quality, client ready information with strong attention to detail
• Strong analytical skills with ability to process and prioritize complex information
• The resilience to adjust plans and priorities when necessary to meet evolving client and business needs
• Ability to embrace new technology and understand the role digital plays in the experience we deliver for our clients
• The ability to communicate effectively with Sales and Risk teams in order to resolve issues in a timely and efficient manner
• Good command of English and Mandarin