Job Reference : ZJ00004829
Date Posted : 02/05/2018

Loan Sales Officer - Banking

Job Reference : ZJ00004829
Date Posted : 02/05/2018
  • 0 - 3 Years
  • Salary Negotiable
  • Permanent / Full Time
  • Not Specified
  • HR Management / Consultancy
  • Banking & Finance
  • Job Description

    • Assist the team in marketing/business developments for generation of quality asset growth and in monitoring the sales & credit performance of the business;
    • Build and deepen relationship with customers through delivering superior customer services when handling product enquiries & operations;
    • Perform financial evaluation and make loan proposal with client on unsecured lending products applications in accordance with the established credit criteria, processing guidelines and risk-based pricing strategy while at the same time meeting the service and productivity standards;
    • Achieve individual’s & team’s sales targets;
    • Comply with established policies & procedures to safeguard both bank's and customers' assets;
    • For Loan Specialist, the candidate is expected to perform Inbound call and Outbound Leads calling to facilitate self-sourced application.

    Requirements

    • University graduate with a minimum of 1 year of sales experience or Secondary Education with a minimum of 3 years in retail banking or finance company;
    • In-depth knowledge of secured / unsecured lending products;
    • Knowledge of banking products, compliance and branch operations and procedures, experience in credit underwriting of unsecured personal loan is an advantage;
    • Good communication, relationship building and proactive selling skills;
    • Fluent in English, Cantonese and Mandarin.
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