Manage risk/reward dynamics for the Investment Lending portfolio through ongoing validation, rationalization and formulation of overall credit strategy and policies and procedures pertaining to the entire risk management credit cycle to assure a strong governance model and risk culture
Maintain close relationship with key stakeholders in the structuring and approval of Investment Lending products
Monitor the portfolio mix and ensuring product performs to profitability, risk benchmarks and corporate guardrails
Review and approval initial/interim/annual credit review of new and existing facilities to provide a well-balanced assessment of risk/return trade-offs
Ensure accurate and appropriate reporting of asset portfolio quality including local and regional regulatory reports to assure data integrity
Ensure compliance to all local and U.S. Laws and regulatory guidelines and Global policies and procedures
Closely monitor the changes in macroeconomic indicators and currency/investment instruments market trends to act proactively accordingly with the market condition movement
Oversight the mark-to-market revaluation and margin monitoring process
Collaborate across risk disciplines in order to improve the capture and control of risk in the entire risk management cycle
Manage counterparty concentration approval and monitoring process
Maintain credit delegation empowerment and monitor the performance of credit officers
Work closely with key stakeholders in system development to ensure a robust system infrastructure is in place to support the dynamic and complexity of the investment product
Qualifications
University graduate
At least 5 years of relevant credit/lending experience with a broad exposure to various investment and derivative products
Proficient in anticipating strategic portfolio risk tolerances that may result from changes in business &/or socio-political/macro-economic developments
Proficient in analytical skills
Proficient in margin monitoring and developing associated mitigation strategies
Well balanced credit officer and making credit decision with strong justification
Demonstrate influencing and negotiating ability
Ability to work under pressure and maintain a detached and independent perspective
Excellent communication and presentation skills
Good interpersonal skills
Requirements
Qualifications
University graduate
At least 5 years of relevant credit/lending experience with a broad exposure to various investment and derivative products
Proficient in anticipating strategic portfolio risk tolerances that may result from changes in business &/or socio-political/macro-economic developments
Proficient in analytical skills
Proficient in margin monitoring and developing associated mitigation strategies
Well balanced credit officer and making credit decision with strong justification
Demonstrate influencing and negotiating ability
Ability to work under pressure and maintain a detached and independent perspective