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Skill Tags
Analytical Skills
Project Management
Pricing
Product Management
Process Re Engineering
Product Yield
Cards Portfolio
Digitalization Strategy
Personal Loans
Digital Payment
Job Reference :
ZJ00005023
Head of Portfolio Management, Credit Card & Personal Loans
Job Reference :
ZJ00005023
10 Years Above
Salary Negotiable
Permanent
/
Full Time
Not Specified
Banking
Banking & Finance
Five-day work week
/
Medical insurance
/
Performance bonus
Job Description
Description
Drive the growth momentum in cards portfolio and gain market share;
Drive interest bearing balances through dedicated acquisition, retention and win back of installment and revolving balances;
Formulate and drive going-forward digitalization strategy;
Deploy optimal Credit Line Management Strategy to maximize Risk/Return of the portfolio to existing customers;
Lead Fee Realization Strategy;
Lead discussion with Risk and Credit Operations identify opportunities to drive incremental ANR and revenues through credit/risk actions;
Partner with sales leaders to meet volume and product yield targets;
Make adjustments to product programs, pricing etc, where needed;
Lead generation and campaign management;
Work cross functionally to ensure execution of portfolio actions- Functions include, O&T, Finance, DM, Risk, Compliance and Credit Operations;
Ensure full compliance to local and global regulations;
Coach, train and motivate a team of portfolio managers.
Qualifications
University graduate with at least 10+ years of experience;
Strong understanding of credit philosophy in Cards/Personal Loans;
Attention to details and strong mind for processes and process re-engineering;
Solid understanding of digital payment eco-system;
Strong communication and interpersonal skills;
Strong Marketing and analytical skills;
Strong organisation and program execution skills;
Ability to multitask and work effectively with internal and external stakeholders;
Results-orientated.
Requirements
Qualifications
University graduate with at least 10+ years of experience;
Strong understanding of credit philosophy in Cards/Personal Loans;
Attention to details and strong mind for processes and process re-engineering;
Solid understanding of digital payment eco-system;
Strong communication and interpersonal skills;
Strong Marketing and analytical skills;
Strong organisation and program execution skills;
Ability to multitask and work effectively with internal and external stakeholders;
Results-orientated.
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